Why You Want It: You get 2 points on all gas, grocery, drugstore, and travel purchases.
Travel insurance coverage applies on Aeroplan reward clare florist discount flights as well as paid flights (rare).
The Best Credit Card Travel Insurance The Desjardins Odyssey Visa Infinite Privilege (rank 19) has the best insurance coverage of any card on the market right now but you need 250,000 in family income to qualify and carries a 395 annual fee.This card has lesser rewards, insurance, and perks than its bigger, higher fee, World Elite brother, but it offers a great starting point if you are looking to get your feet wet in the travel rewards game.The American Express Cobalt Card gives you the highest return on food of any credit card in Canada right now.2018 Travel Credit Card Rankings 104 travel rewards credit cards were carefully considered for these rankings the top cards are listed in the table below from best to worst.The BMO AIR miles World Elite Mastercard (rank 23) comes with 14 out of 16 types of insurance, which is amazing considering its reasonable 120 annual fee.
Then youll need to know the true value of these travel rewards in dollars.Gold Card, gold Card, payback American Express Karte, payback American Express Karte.Its worth noting that gas and grocery are things you need to buy all the time, so you can get extra rewards for your regular spending.It doesnt have the best return on spending (which is why it isnt higher on our list) but if you want super simple and flexible, this is the card for you.Fortunately, one step down is the Desjardins Odyssey World Elite Mastercard with nearly the same coverage but you only need 80,000 in personal income to qualify and the annual fee is a more reasonable 130.If converting points to miles increases the reward value, that was also assumed to be done. .
This card also comes with 11 types of insurance, upgraded status at 4 different hotel chains, perks at Canadian airports like access to a fast track security lane, and much more.
It is often given when you make your first purchase, spend a reasonable amount of money on the card within thank you for advance birthday gift the first X months, keep the card open for X months, or some combination of those.